What Clover-native buys
The reward attaches to a real transaction, enrolment can happen at checkout, and the loyalty data sits alongside sales data.
That is genuinely better, and it presumes the hardware.
What Bioflow assumes instead
A phone and nothing else. No terminal, no dongle, no monthly hardware commitment — which is the normal situation for a small business in most of the world.
The cost is that a scan records a visit rather than a basket.